Aadhaar Pay ICICI Bank API Service

Aadhaar Pay ICICI Bank API Service

Aadhaar Pay ICICI Bank API allows to collect payment from the customer. Aadhaar Pay is a payment system that allows merchants to collect and collect customer payments using their Aadhaar number and biometric authentication. The Aadhaar linked account of the customer gets debited and the merchant account gets credited. Aadhaar Pay ICICI Bank API is a system developed by National Payments Corporation of India (NPCI) that allows people to perform financial transactions through Micro-ATMs by verifying with the help of Aadhaar number and their fingerprint/iris scan. People do not need to provide their bank account details to do this transaction. With the help of this payment system, people can send and receive money from one bank account to another through their Aadhaar number.

The system is very secure for financial transactions, as the transaction will not require bank information whereas the account holder's fingerprint will be required to authorize the transaction.

Benefits of Aadhaar Pay

There are many benefits of Aadhaar Pay. Some of them are given below:

Banking as well as non-banking transactions can be done through Banking Correspondents

Banking correspondents of one bank can also transact with other banks

People do not need to present their Debit/Credit cards to transact through Aadhaar Pay

Transaction authentication requires a fingerprint which makes it secure.

Micro PoS machines can be taken to distant places to enable people in remote villages to transact instantly

What facilities can be availed through Aadhaar Pay ?

Through Aadhaar Pay people can avail a total of 6 facilities, which are given below:

Cash Withdrawal (Cash Withdrawal)

cash deposit

balance inquiry

Fund transfer from Aadhar to Aadhar

mini statement

eKYC – Best Finger Detection / IRIS Detection

How to use Aadhaar Pay?

The process of using Aadhaar Pay is quite easy. You have to follow this method:

Visit the banking correspondent in your area (it doesn't matter if he is an executive of a bank in which you don't have an account. You can transact through Aadhaar Pay). Enter your 12 digit Aadhaar number in the PoS machine

Select the transaction type – Cash Deposit, Withdrawal, Mini Statement, Fund Transfer, Balance Inquiry or eKYC

Select Bank Name

Enter amount for transaction

Authenticate the transaction using your biometric (fingerprint or iris scan)

Transaction gets completed in seconds

A receipt will be given to you by the banking correspondent

Important things to remember when using Aadhaar Pay

Here are the important things you should remember before using the new method of payment:

If you want to avail this service, then your bank account should be linked with Aadhaar

If you have more than one account in one bank, then only the primary account will be used under Aadhaar Pay No OTP or PIN is required to transact through Aadhaar Pay

Transactions can be done only between bank accounts linked with Aadhaar.

Multiple bank accounts can be linked with Aadhaar to avail Aadhaar Pay facility. However, only one account per bank can be used to avail this facility.

Softcare Infotech India is one of the best Aadhaar Pay ICICI Bank API Providers in India providing Aadhaar Pay ICICI Bank API at a very reasonable and affordable cost. Our team of experienced and qualified professionals provides world-class Aadhaar Pay ICICI Bank services to our customers. So what you are waiting for, reach us now and get your own Aadhaar Pay ICICI Bank portal with us at economical rates. Contact us now!

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